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What You Need To Know

Getting Serious About Banking

If we are honest with ourselves, we will admit that the U.S. banking environment does not deliver a return that any knowledgeable person would consider attractive.

	U.S. Specialty Banks (09/18/2001)		U.S. National Average (09/18/2001)
Products/Services	RATE	APY	RATE	APY
Checking	2.00%-3.00%	2.02%-3.05%	0.64%		0.64%
Money Market	3.69%	3.76%	1.67%		1.69%
6 Month CD / IRA	3.93%	4.01%	3.14%		3.18%
12 Month CD / IRA	4.17%	4.26%	3.31%		3.37%
18 Month CD / IRA	4.27%	4.36%	3.74%		3.81%
30 Month CD / IRA	4.51%	4.61%	3.74%		3.81%

The interest rate averages mentioned above are not what returns that serious people wanting to make money are looking for!!! In fact most of the above interests mentioned above don’t even keep up with inflation.

What does this mean? It means that if you are earning rates that pay less than the cost of inflation then your hard earned income will depreciate in value and ultimately leave you empty handed!!!

But wait it gets worse because we have not factored in Uncle Sam!!! Yes that’s right the above interest rates get shared with our Federal and State Governments. Let’s say that you are earning in a money market account 1.69%. Take away about 30% (or whatever your tax bracket says you have to) and you would only be earning on average 1.18% on your money.

Now factor in inflation of about 3% and you end up in the hole by about 1.5% per year. Basically kiss your savings goodbye?

Now Let’s See How Offshore Banking Can Create Real Returns On Your MONEY!!