Hard to place/High Risk, High Volume Merchant Provider

For high risk businesses and businesses that do over $100,000k a month in volume

We have yet another merchant provider. They specialize in hard to place sites and companies that Visa and MC consider high risk. The company is operated by experienced payment processing professionals. Since 1996, their executive team has been involved with payment systems over the Internet. Additionally they are also a leader in alternative payment options including offshore credit card processing, US ACH check processing, telecom billing (900 & International telephone billing products), European ACH (bank debit), and Asian local credit cards (not on the V/MC network). If you’re interested in obtaining a merchant account suitable for non-swipe, Internet transactions, we can help most any business obtain merchant status with the card associations. Their team is also dedicated to providing proven billing alternatives to the Webmaster community. The offshore processing of credit cards from them comes with no limitations on volume (no caps) giving the merchants complete control of their marketing efforts. They are poised to be your long-term alternative payment solution provider.

Benefits of this Offshore Merchant Accounts Provider:

All customers are issued their own merchant identification number (MID#) and are placed for settlement in either our Asian or European bank. Each account has no limitations on the amount of volume a merchant can process. This means there are no funds held for exceeding volume thresholds, no TMF and no restrictions on the customers for growth and marketing. Unlike most accounts, we pay out funding to customers daily and reserves are the lowest in the industry at 5%. This actually makes it cheaper for some companies to process offshore than it does for them to process domestically. We also utilizes tax beneficial locations that will assist companies and enable them to take advantage of the offshore benefits available, if they choose to do so.

We have made it easy for merchants to do business on the Internet. We have a proprietary gateway that may be used for Internet transactions for the web or as a virtual terminal. Our system comes with all the fraud technologies built in for complete automation. Each transaction includes risk analysis and is based on the most advanced technology. Some of the current steps taken for each transaction are real-time reporting, unique user name and password access, merchant customized reporting features, negative credit card databases, negative IP address filtering, negative email database, AVS & CVV2, country of origin blocking, reverse IP & DNS lookup, velocity checks, geo-location inconsistency, monitored firewalls, daily information backup, high speed secure processing and others. All of these parameters and more are used for every transaction for scrubbing. Our gateway is now able to accept transactions from over 100 countries.

The Internet is becoming more and more global. In order to take advantage of this a business must be able to receive payments from all parts of the world. Bottom line, we pay customers deposits daily and only hold a 5% reserve. Our discount rates are half of what most typical offshore solutions charge and we offer alternative billing solutions that add to the customer’s bottom line profits!

Alternative Payment Features with This Provider:

European ACH (bank debit): Merchants can add 10% to 20% or more to their bottom line by accepting European checks from up to 15 EU countries. Europeans do not use credit cards the way Americans do. This payment option is a must.

Asian Local Credit Cards: Maximize the revenues from your traffic with our Asian Local Cards. This is a very popular form of payment in Asia that requires an ID and a pin number, the customers are comfortable using it online. Don’t lose out on the Asian traffic!

Telecom Billing: We have the best converting 900 & International telephone billing products in the market today. Our one price US 900 option combined with up to 200 foreign country dialer terminations will make you more money than any other payment option besides credit card.

US ACH Check Processing: Simply the best Internet check payment product on the market today, featuring age verification and real-time lookup of account status. Low returns, better bottom line.

Detailed Real Time Reports and Customer Service: All of our payment options include customer service and an excellent merchant management /reporting system.

Internet Merchant Accounts, We Know What You Need !

Process of Applying for Offshore Processing

The application process generally takes approximately 3 weeks. Five days of the 3 weeks is spent in the mailing system alone! The process is as follows:

1. Complete and sign all documentation
2. Submit with the applications all supporting documentation (please follow required documentation list)
3. Gather all urls pertaining to the merchant account
4. Send package to Offshoreinf.com, complete with all docs
5. The underwriting process begins and due diligence for approval or decline
6. Upon approval, package is forwarded to the bank (up to 5 days)
7. Bank issues numbers (MID)
8. Same time provider has gateway technical staff in touch with the merchants technical staff, gateway integration has begun.
9. Successful testing completed
10. MID and numbers put into our systems
11. Merchant goes live!

Merchant Rates and Fees

We do not process for merchants doing less than 100,000 per month!

Discount Rate: 5.5% to 7.5% and up

Transaction Fee: 0.35 cents per transaction

Reserve: 5% rolling 6-month reserve (up to 10% for MOTO rooms)

Chargebacks: $15.00 per occurrence

Application Fees: $200 REFUNDABLE if declined

The discount rates really depend on the volume of processing and the past statements. I have seen discount rates as low as 5.5% and as high as 25%. Remember we deal only with hard to place and high-risk merchants. The average rates given to these types of merchants are in the range of 7.5% to 15%. As you can see, our rates are very attractive!

Transaction Fees for our system are a flat 0.35 cents. The advantage with our system is that the transaction fee includes all the scrubbing and the gateway fee. No extra hidden fees!

The reserve with our company is the cheapest you’ll find period! At 5%, merchants will come from everywhere to sign on. The typical reserve for any other offshore solution is 10% plus. This is one of the most attractive features of our processing solution.

Our chargeback fees are pretty much the same as all other banks.

Set Up Fees are not usually charged for our system. They are charged if a merchant needs to be a bit more committed. Sometimes we will charge $2500 for set up and usually refund against their deposits when the expected volume is reached. These fees are ONLY charged by us.

Payout is the second most important, if not the first, feature of our system. We pay out on D+5, which means deposit plus 5 days. After the first 5 days of going live, the merchant can choose to have a payout every single day, 5 days in arrears. This feature of our system is a great deal maker! All other offshore solutions pay out 1 week in arrears, or 10 to 14 days after the initial sale.

I want to apply for this merchant now!

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